7 Reasons To Use Pay Option ARMs To Finance Your Investment Property.

Have you heard about all the bad press about Smart Loans and all the other kinds of loans that contains negative amortization? Much of it is deserved! This loan is a tool and just like any tool, there is a correct way to use it and a wrong way!

Most people that get Pay Option ARMs do it simply to get a lower payment on the house that they live in. They couldn’t afford it any other way. They finance the house to the hilt and suddenly they get upside down when that balance starts to increase!

Smart Loans are a good choice when your home is experiencing steady appreciation (5% or more) because this type of mortgage has the ability for negative amortization (the loan balance can actually increase throughout its history). In this situation, the rate of appreciation will simply out pace any increase in the loan balance.

Cash Flow ARMs are good for houses that you are financing under 90% of the value or purchase price. In quickly appreciating housing markets you can get away with a higher amount but leaving a 10% equity cushion in the home is bare minimum. Why? Well, ff you get rid of the home via normal channels, your selling expenses could be anywhere from 9-15% of the sales price! No one enjoys the idea of having to come out of pocket to get rid of a house! You want to earn money!

Real estate investors can find some of the biggest benefits in using pay option arms. When you take a property that fits some of the criteria mentioned previously, using pay options will afford you the following:

1. Payment Flexibility – Just as the name of the loan states, you have different payment options. One, you have a payment based on the beggining interest rate of the loan (which could be as low as 1% or less!). Two, you have the interest only payment. Three, there is the choice to pay based on a 30 year amortization term. Lastly, the fourth pay option is calculated on a 15 year term. The last 2 pay options allow you to pay down the loan principle if you choose.

2. Maximize Cash Flow – Cash flow is the name of the game when dealing with buy and hold property and pay option ARMs are one of the best methods to increase it. Used correctly, cash flow ARMs can DOUBLE the income on your rental property!

3. Minimize The Cost Of Vacancies - Anyone who owns investment property has had vacancies. If you haven’t yet, just wait you will! One single month of vacancy, property dependent, will nearly wipe out the cash flow for nearly a year! Don’t believe me? Go ahead and tally up the holding expense for carrying the loan, utilites, cleaning, and a little maintenance and repair and see what you get. If you had a way to reduce the biggest expense, the mortgage, by a third, wouldn’t that ease the pain? Again, pay option ARMs are the answer!

4. Stop worrying about unexpected maintenance costs – In the same line as the vacancy example, you will be better positioned to minimize the effects of an unexpected repair because your revenue has increased two-fold.

5. Give incentives to residents for good "deeds" – You can be very creative here. Credit for getting the lease payment to you before the beginning of the month (for instance, payment by the 25th). Reduce rent on longer term leases such as an 18-24 month lease, etc. The extra revenue from using a cash flow ARM can smooth out you turn over and give you ability to assist you with tenant retention, particularly in a renters market!

6. Use the house to get rid of personal debt – If your cash flow from getting a pay option ARM increases from $250 to $500 a month, you can use that extra money to consolidate your car, credit cards, student loans, whatever.

7. Save the extra income to buy more property! – Better yet, start saving that extra cash flow to buy more property! You will use pay option arms, collect more cash flow and use that to buy even more property! Then your business feeds off of itself without you having to use your salary for your 9 to 5 to fund it!

Increase Text Link Ads Earning Potential

Some web publishers are perfectly thrilled to gain a little cash for their work. Others, however, really want to boost their profits. Should you be in the latter group, you're most certainly not on your own. One of the many ways to make this happen includes using Text Link Ads on a blog or website. This is a fantastic way to go, but some effort needs to be in the mix to make this option pay out well.

Text Link Ads is a fairly well known website where site publishers and potential advertisers can sell or buy links on other websites or blogs. The affiliate program itself pays off very well for publishers who can make it work for them. Through this program, publishers can garner $25 for each referral of another publisher or advertiser that they manage to send to the TLA website. A referring publisher gets paid the $25 for each publisher that puts advertising scripts on the sites for a minimum of seven days. The program also pays out when potential advertisers buy a link. The payments come monthly through snail mail checks or via PayPal.

Although TLA's affiliate program sounds like an easy one to cash in on, it can actually take some work to realize big rewards. Strategy is often required to get visitors on your site go to TLA's and actually sign up for the program. Since they have to do this for you to earn money, working to increase conversion rates is very important here.

The first thing you can do to increase click through is to fix ad placement. Making sure these ads are visible and appealing can go a very long way. It's not a bad idea to make them stand out. Having a second link in another part of the page can work well, too. There's nothing wrong with duplication - especially if one ad is an actual box or banner and its duplicate is a text link.

Although better ad placement can really help with getting visitors to click through, there is more work that needs to be done. Since TLA requires action for its affiliate program to pay off, working to increase the conversion rate can be rather helpful. Although it's not necessarily easy to get publishers through the TLA process due to their acceptance requirements, advertisers are another story. The real trick to making money from TLA's affiliate program is to target potential advertisers.

There are a host of things you can do to increase the actual commissions. They fall into three major categories: ad placement, overcoming the "invisible" banner and self-promotion.

It's a simple fact that if you want your TLA affiliate program to succeed, people need to see the ads. Ideas for improving ad placement include adding TLA text links and box ads to the bottom of each post or page, ramping up onsite ad placement, linking to your referral link in your "links" section. Making sure ads are rotated out can also be rather helpful. To make sure your ad set up works, ask friends and family to critique the site. Knowing what others see can provide useful information for tweaking. It's also possible to create TLA landing pages for the affiliate referral link.

Overcoming visitors' ability to be completely oblivious of banner ads is another major obstacle. One way to do this is to create personalized banner ads that don't include TLA name. Another involves creating special recommendation pages that are linked to from the banners, rather than the affiliate program itself. Put the affiliate links on that presell page instead.

Promoting your TLA affiliate program is often one of the best ways to go. Some publishers use Adwords to send visitors to their presell pages, they buy forum signatures with their links included and they even hire bloggers to post about the program and include their referral links. Others create online activities to generate excitement.

Increase conversion rate is another issue. To do this, some publishers have created contests for those who sign up for TLA. Others have offered cash back programs and even special free ad pages for those who sign up for TLA using a site's referral link. The choices here are many. Creativity can really work wonders for obtaining conversions.

The TLA affiliate program can be a rather lucrative one if it's worked correctly. Taking the time to tweak your site, promote your affiliation and entice readers to act can really help.

Earn Money Reviewing Products

Would you like to earn extra cash for reviewing products you normally use? Below are a few online companies that pay for reviews. The article also includes other ways to make money reviewing products or services.

ReviewStream.com pays $1.50 per review accepted. If the review does not meet their criteria, you can choose to earn the bulk rate or the regular rate divided by 5. They accept reviews on anything including airlines, electronics, hotels, and websites. Reviews accepted by ReviewStream may not be published elsewhere. You also earn money if readers vote for your review. The minimum payout is $50.

ReviewParty.com is review site where you can earn money from Amazon or Adsense (Google Ads). You earn commission if readers purchase the product you reviewed through Amazon. You also earn revenue if people click on the Adsense ads on the page of your reviews.

SoftwareJudge.com pays you to review the software found on their site. They pay up to $50 depending on how great the review is. The minimum amount you can earn per review is $1. The reviews must be original and don’t have to be positive. The best contributors receive free stuff. The minimum payout is $200.

AllReaders.com and AllWatchers.com pay up to $5 for book and movie reviews. They pay 5 cents if someone has already reviewed the book or movie, $1 - $2 if the review is somewhat detailed, and $5 if the review is really detailed. AllReaders.com currently doesn’t accept reviews of horror stories, short stories, children’s books, e-books, books without a central plot, or books under 200 pages in length. AllWatchers.com currently doesn’t accept reviews of horror movies, Indian films, remakes of the same name, or straight to TV movies. Reviewers can only earn a maximum of $1000 and the minimum payout is $50.

ExpoTV.com pays for video reviews (videopinions). You earn $0.01 each time your video is played. ExpoTV also runs promotions where you can earn even more money. With the current promotion, reviewers are paid $5 per review (up to 50). ExpoTV also accepts video reviews of recent movies and pays $5 per published review. For a limited time, ExpoTV is paying $10 when you refer a friend and one of their videopinions gets accepted and published. They pay once a month through Paypal.

Bzzagent.com gives members (agents) free products and services and pays them to share their opinions with family, friends, on their blog, on forums, etc. Agents don’t get paid but keep the products they reviewed. They also receive special offers and discounts for themselves and their friends.

AssociatedContent.com pays $3 – $20 for reviews and articles. Epinions.com is a site where reviewers are paid based on the amount of views they receive. If you own a blog that has been active for at least 3 months, you can earn extra cash by reviewing products and services within blog posts. Companies like payperpost.com, smorty.com, blogitive.com and blogsvertise.com pay you a fixed amount of money to discuss or mention advertiser products within your blog

Your Steps To Maximize Your HYIP

Any investor wishes to make money in HYIP. Finding a successful high yield investment program is not enough to maximize your high yield investments. Certainly it is not easy to maximize your return on investment from best HYIP. The main point of this article is the strategies how to find “fruitful” and prosperous HYIP and to maximize your interests from this HYIP.

Before we start to discuss the strategies, we should find an answer to the question what is best HYIP. Well, it is difficult to answer because there are various possibilities. For some investors the “fruitful” HYIP is HYIP with huge daily interest, for other HYIPers the “fruitful” HYIP is HYIP with instantly withdraw. Undoubtedly, all these investors are right.

I guess than each investor wishes the “fruitful” HYIP which is online for a long time, not just several weeks or a few months. Moreover, each investor wishes that “fruitful” HYIPs must have fast support. Some HYIPs reply to your questions within 1-2 days and, of course, it is too long! I am a potential investor and I need to get an answer immediately!

Certainly, you can find many answers in FAQ section of a great number of HYIP web sites but sometimes you need information which you can not find there. If HYIP has phone support so it is very good, you can always phone them and get answers to your questions.

According to many experienced online investors, one of the most important things for the “fruitful” HYIP is fast withdraws. No one wants to wait 1 or 2 days till they receive payment. Certainly, everyone wants to get money within few hours. “Fruitful” HYIPs have to pay fast.

All investors agree with me that HYIP security is significant in online investments. Of course, the “fruitful” and prosperous HYIP must have the server protection to guarantee that users' accounts are safe and secure. Real “fruitful” HYIPs spend a lot of money for hosting and advertising as well as Ddos protection and security.

If HYIP has Prolexic Ddos protection it is a really good sign of seriousness of this high yield investment program because according to online security data, Prolexic Ddos protection costs more than $2000 per month.

Daily interests are the subject of many hot discussions on online HYIP forums because investors have very different opinions. Some people prefer 10-20% daily and other like 1-2% daily. Undoubtedly, the prosperous HYIP invests money into Forex trading and to other contemporary industries. So if HYIP earn money in Forex they can not offer 10-20%. It is impossible and each investor knows that.

Now the time is to discuss ways how to maximize your HYIP. After having found the “fruitful” and prosperous HYIP, the key to having successful investments is to build a safe, diversified portfolio and to extract your own money as quickly as possible. This will limit risk to your capital because if one programme closes, you will still have the others to fall back on.

Before investing in any programme, you should do a little research on it. I mean you should remember the main features of prosperous HYIP, namely daily interests of no more than 2-3%, excellent support, high qualified web site design of the HYIP company and best users' account protection.

Besides, HYIP scripts are easily to get a hold of and this makes it easier for fraudsters and scammers to operate. One of the things to look for is the programmer's reputation if they are paying consistently.

When the investor makes any online investment, his aim is to extract his money as quickly as possible. This is because the investor wants to be able to invest using the profit he made from the high yield investment programme to protect his own capital. For example, a typical investment could be $100 then, after 30 days, the investor would extract his own money and re-invest the profits so that he is making risk that he uses “other people's money”.

Another meaningful thing is that the investor will need to make use of referral systems to explode his profits from his investments. This is when the investor recommends someone to the programme and receives commission for it. This usually creates residual income for the investor which means him the opportunity to invest more of “other people's money” to make even more cash.

This article will help you find “fruitful” and prosperous HYIP and maximize your high yield investments. To grab my collection of golden rules successful HYIP investing visit

A Beginner's Introduction to the Currency Markets - 1

The international Forex market is used by traders all over the world to trade one currency against another. The professionals refer to it as foreign currency exchange, more commonly referred to by the rest of us as Forex or FX trading. The market covers the entire planet, and has no specific central exchange, unlike all the other financial markets you can think of. It is also the biggest market in the world - almost 2 trillion dollars changes hands daily (that's an awful lot of zeros))

Why do we need a Currency Exchange? Well, An international currency exchange is necessary in many situations:-

Consumers will come into contact with a currency exchange whenever they travel abroad. They go to their bank or a local exchange bureau to convert one currency (usually their home currency) into another (the currency of the country they intend to visit) so that they can buy goods or services in that country. Consumers often purchase goods in a foreign country using their credit cards. They will find that their credit card company will convert the amount they paid in the foreign currency to their local currency, and will appear on their credit card statement at the converted rate. Although each such currency exchange is tiny, the sum total of all the millions of such transactions every day is very significant.

Businesses must convert currencies when they conduct business outside their own country. For example, if they export goods to another country and receive payment in that country's currency, the payment must be converted back to their own home currency. If they import goods or services, then businesses will often have to pay in a foreign currency, which requires them to first convert their local currency into a foreign currency. Big companies convert huge amounts of currency every year, often tens of billions of dollars. The timing of these transactions can have a huge effect on their balance sheet and overall profits.

Commercial and Investment Banks trade currencies to support their banking. These same institutions also participate in the currency market for hedging and trading purposes.

Governments and central banks trade currencies in attempts to improve national trading conditions or in attempts to manipulate or adjust economic or financial imbalances. Although they do not trade for speculative reasons they are often very profitable, since they generally trade on a medium to long-term basis.

Investors and/or speculators (traders) need currency exchange whenever they trade a foreign investment, whether it is in equities, bonds, bank deposits, or even real estate. If a French investor buys shares in an American company on the NASDAQ exchange, he must pay for his shares in U.S. Dollars. He'll probably have to convert Euros to U.S. Dollars to complete the deal. Similarly, an English real estate investor selling a New York property will need to convert the proceeds of the sale from U.S. Dollars to UK pounds.

Because the value of a currency continuously varies against all the other currencies, investors and traders can trade these currencies directly in order to profit from their movements. For example, if an English investor has an opinion that the Japanese economy is strengthening and expects the Yen to rise in value (i.e., go up relative to other currencies including the pound), then he will want to buy Japanese Yen, taking what traders refer to as a long position (expecting a rise). Similarly, if an American investor believes that the Euro is about to go down, he may sell the Euro to take a short position (expecting a decrease in value). To square his position and get out of the trade, he will later buy the euros he sold earlier, but at a much lower price. Therein lies his profit. Importantly, investors and traders can profit whether currencies becoming stronger (by taking a long position) or get weaker (by taking a short position).

Many speculators are day traders, meaning that they set out to take advantage of regular market movements over very short time periods, often buying a currency and then selling it again very soon afterwards (sometimes in just a few seconds).

Until a few years ago the Forex market was very difficult if not impossible to enter for an individual trader, because of the huge investment and very expensive facilities needed. The market was totally the preserve of the big banks and other huge institutions.

There has been an enormous explosion in interest in trading the Forex markets over the last three or four years, as single individuals have discovered that they can now set up and compete on equal terms with the huge trading corporations. Individuals working from home, using a desktop pc and an internet connection can purchase and download the training and expertise they need, together with the trading software and forex data feeds also required, and the be off and running - often making more money than they could ever have managed if they had been working for one of those huge corporations referred to earlier (and keeping all of it too).

Traders are attracted to currency trading for many reasons, including:-

the volatility of the market, which gives them regular opportunities to earn money.

the enormous liquidity of the currency markets. Unlike most other markets, there is so much money in the system at any one time that it is almost impossible to imagine a situation where you could not trade

the currency exchanges are open 24 hours a day. From Monday to Friday, 24 hours per day, the market is active and money can be made.

currencies can now be traded without brokerage charges. An account with a spread trader can be set up and funded in minutes, and the only trading charge is the spread, or difference between the buying and selling price, this can be as low as 2 pips (pip is the smallest unit traded, and you can often trade as little as one or two dollars per pip)

Very low entry costs. A newcomer can enter the market for as little as the cost of a PC, some training books, videos and software, probably one or more trading systems to get him started, and a datafeed to provide instant currency prices (good free ones are available too). Probably less than a thousand bucks for a genuine business that (if you are successful) can produce an extremely good lifestyle.

Even lower ongoing costs. No staff, no offices, no expensive travel (unless you want to). Costs are limited to broadband running cost, a little electricity, and lots of coffee.

Tax-free status. In my country at least (The UK) I pay no tax on my trading income. With tax at 40% on earned income here, this means that instead of getting just 60 bucks out of every 100 bucks I earn, I keep the lot. And this equates to around 66% extra income (60 x 1.66 = 100). Now that's an incentive!

So if you are considering trading as a way of earning an online income, I say come on in and join me. And if you think that maybe you are not cut out for this sort of thing - no maths qualifications, no skill with numbers, I say nonsense!

It will cost you very little to find out if you are cut out for a trading life or not, certainly less than getting into internet marketing or establishing an offline business only to find you don't like it or can't cut it. You could even surprise yourself.

Some of the best traders I know are totally average, totally self-taught people who didn't think for a single second that they could cope with this sort of thing. Oh, and a lot of them are women!

This is the first of a short series of articles aimed at introducing newcomers to internet-based forex trading. The follow-on articles will be launched at regular intervals. This and the follow-on articles (and lots of others too) can be found at my web site (links in the final paragraph)

A World of Possibilities for Online Income

The Internet has opened up a world of possibilities for individuals seeking to earn money through home businesses. Some people even derive their entire income from online businesses and avoid the need for outside employment of any kind. Others use their home business as a means of supplementing income from a regular job so that they can pay for things like home improvements and tropical vacations.

While those who are well-versed in the online world may think earning income online is as easy as clicking the mouse, others are entirely confused and intimidated by terms like affiliate programs, pay-per-click, and blogging. These novices might throw their hands in the air and walk away or they may scoff at the idea and believe that no ones really making any money online. It is all a scam.

The truth is that there is money to be made on the Internet for those who are willing to learn new techniques and ideas, put in some hard work, and treat their home-based business like a real business.

Online income can be earned in a number of different ways. Probably the most talked method is the affiliate program. Affiliate programs are a way for businesses to promote themselves through advertising on the web sites of their affiliate partners.

These affiliate partners allow companies to advertise on their sites and, in return, they earn a commission for helping companies get the word out about their goods and services. Commissions can be paid out according to a number of different models, so it is very important that you understand just how and when you will be paid. Some common compensation models include:

Pay-per-impression or Cost-per-thousand:
With this model, you receive payment for visitors simply viewing the ad (viewings are called impressions). Viewers do not even need to click on the ad to visit the companies web site. Payment is generally made for a bulk number of impressions, hence the term (cost-per-thousand.)

Pay-per-click or Cost-per-click:
This model pays you every time someone clicks on the ad. The amount paid varies, but is generally in the range of $.01 to $.50 USD per click.

Pay-per-lead or Cost-per-action:
You receive payment each time a visitor clicks on an ad and then performs a pre-determined action, such as filling out a form or signing up to receive a newsletter.

Pay-per-sale or Cost-per-sale:
This model is sometimes called (revenue sharing) because income is based on a percentage of the actual sales made by visitors who were referred from your site.

Though affiliate programs are extremely popular, you do, of course, need to have a web site in place to advertise from and it must be one that draws a lot of visitors. The good news here is that creating and running your own web site can be easy and fun.

Your web site could be about absolutely anything as long as you find ways to make it interesting. If you have items of your own to sell, such as crafts or services of some sort, you could use your web site to earn money in two ways, from your actual sales and through advertising under affiliate programs.

Another fun and easy way to create a site to use for affiliate programs is by setting up a blog. A blog is a web site where you can create what are essentially online journal entries about whatever topic you choose. For example, you might choose to provide commentary on current events, sports, politics, or anything else that you are passionate about. The key here is to find something you are truly interested in to write about. This will make it much easier for you to continually provide visitors with new information.

Whatever method of generating online income you might choose, it is important to remember that your online business is just that, a business. To be successful, you will need to treat it that way. Do not expect to toss up a web site with very little effort and immediately begin raking in the bucks. It will not happen that way.

You must be open to trying new ideas and methods to build your presence. Though your online business may require a great deal of work in the beginning, as you grow more familiar with the ins-and-outs of running a home-based business, it will become easier and require less of a time commitment. Then you can sit back and begin planning that tropical vacation!

Who Else Wants To Make Money Online Without Work?

Why are you in Internet? Most likely, you want to earn money with easy way. It is almost reality with HYIPs, if you know how they work, of course. I know it and have more than $4000-5000 a month without work. How I do it?

In this article I will explain some steps how I find good HYIPs for investing. Before you begin your investment career with certain HYIP, you should do a Due Diligence (DD) check on the program. Listed below is a guide:

Step One

You should use whois sites to find out more about the program. For instance, you can use whois.ws or whois.net. Compare the whois information you have found from the above with the information provided by the program owner on his website. If you find any major discrepancies, you should be extra cautious about the program. The program owner may be trying to hide something from you.

Step Two

Before joining any HYIP, make sure you are comfortable with the program. Study HYIPs. Sign up on HYIP forums. Also do not forget to check theHYIPs.net and status of your favorite program on this hyip monitor. Forums usually are the best source of reliable information directly from other investors, like you. Pay more attention to posts made by more experienced members - they know what they are talking about. Never spam forums - do not post any referral links in your posts unless the forum rules allow that. You will only be banned for spamming. Read HYIP articles and reviews. Pay more attention to HYIP articles, they are written by senior investors and reflect their experience. Search in google for " scam" - look for negative posts, because people usually post if they get scammed.

Step Three

Take note of the Internet Service Provider (ISP) for the program and to which organization its IP Address belongs to. Record their contact information (such as email address) so that in the event of default by the program, you can file a complaint to the ISP against them for internet fraud. If proven to be true, the ISP will most likely cease providing its services to the program. This prevents the program from cheating any more money from innocent members.

Step Four

Should you be the victim of a scam, submit details of the website found from Step One with your electronic payment confirmation number and send a complaint email to the following authorities to alert them of the internet fraud:

1. Internet Fraud Coordinator: ifcc.tp@fbi.gov
2. International Web Police: Director@Web-Police.org
3. ISP Provider (Refer to Step One. Look for the email contact for website abuse of the ISP Provider or the organization that the program IP Address belongs to and file a complaint).
4. Local authority (refer to the web registrant station address, search on the Internet to locate its country authority; such as the state police or any other relevant authorities)
5. E-gold Service (C.C. the email to the program owner)

Use smart investing strategy. Best strategy is to split your investments as much as possible. Invest most of your money in Real HYIPs with low interest and high credibility.

You can obtain more information about fraud reporting at theHYIPs.net . I believe in your success, now it is your time to belive in yourself and stop losing money on scams. Learn and Earn!

Easy Philosophy Of New And Old Investor

Many people consider that it is impossible to earn money on HYIP market, one is full of SCAMs. They think that only the wealthy or uneducated get involved in HYIP. But it is not true. I know many people who invest in HYIP every day and earn near $4000-5000 a month additional income.

One financial advisor once told: “It does not matter how good of job someone has, if they want to acquire wealth in this life, at some point they are going to have to invest in something.” Investing is very popular thing. Many people consider investment one of the best way to success. Investing is something most people will do during their lifetime. They may invest in real estate, life insurance, stocks, bonds, mutual funds or a simple 401K.

HYIP is one type of investing. We live in a world of information and there is a wealth of information about investing. A lot can be learned from credible websites, you can find books at your local library, join an online investment group, talk to your peers and even sign up for free investing seminars. Many young investors invest in HYIP without knowledge. They rashly put their money in every HYIP (very often new investors invest money in HYIP with big percentages) and look forward to withdraw their profit. As rule, they lost money.

Many new investors get involved in an HYIP because they receive an email with all of these amazing claims for a short-term high yield investment program that will change their life. Many HYIPs are listed on theHYIPs.net. Unfortunately, it is usually the newer investor that cannot see the limit to such investments and goes all in with a large sum of cash. While there is a chance that all will go well and their first big investment will be a huge success, this is usually a setup for a huge loss. Newer investors are often excited by all of the promises and the deflection of suspicion and questioning that they fall prey to a scam, or to a poorly construction HYIP. It is often through a loss of any amount of money that a new investor learns to really research any investment before opening their wallet.

There are also cases where the new investor is so cautious that he or she can end up making a good deal of money through an HYIP because they do not just jump at the first opportunity that crosses their path. Instead, they learn about HYIP and do some research until they find the right program. This can be a great way to start off your investing, although one must remember that there are no promises with HYIP and next time the results may not be as favorable.

Many experienced investors do not hesitate to get involved in the high-risk world of HYIP because they have learned how to tell the difference between a good investment and a bad one. Experienced investors usually have a bit of money put away as well, and while they do not look forward to losing money, they might be better able to afford a loss if the HYIP investment does not go well. Experienced investors know the type of questions to ask, the type of data to look for, and probably know what type of HYIP program will be most beneficial to their investment portfolio. Many such questions you can find on theHYIPs.net. With experience comes the knowledge to more adequately weigh the risks and benefits of any high-risk investment, including high yield investment programs.

This is not to say that the experienced investor will never experience loss through an HYIP, because it happens to investors will all experience levels. Some scams are set up so that even the most cautious fall for the false promises. And, sometimes even the best laid HYIP plans are not as lucrative as everyone first thought they would be. This leads to a loss of money for all involved, no matter their experience level.

It does not really seem to matter what the experience level is, you may win with one HYIP and lose with another. In the world of high yield investment programs you just have to be aware that there are high risks associated with a possible high pay off. While there are no promises to anyone who invests in this sort of program, you can protect yourself a bit by looking into the HYIP before you invest, to get a track record, and be sure that business is conducted in a manner in which you feel comfortable with.

It is up to each investor to decide what HYIP is worthy of the risk and which is not. Remember that any HYIP worth your time will acknowledge the risk associated, if they do not, it is better not to take that much of a risk!

I know how to choose good HYIP for investing, developed my own rules of successful HYIP investment, so I do not hesitate to you about this. All my secrets I revealed in my HYIP course. For more information visit http://www.thehyips.net/lessons/

Make Money with Money Maker Machine Roulette System Tool

Here are the results from the last 20 test sessions I have played. These sessions were not played one after the other or even on the same day. You must come to your own conclusions regarding the results:

20 sessions played in fun money mode using the MMM analysis feature. All used "Black Arrow" static system. All sessions where set to win $100.

I needed 2 MMMR's to win the 1st session.
I needed 1 MMMR to win the 2nd session.
The next 2 sessions (3 & 4) won without the need of MMMR's
I needed 2 MMMR's to win the 5th session.
I needed 3 MMMR's to win the 6th session.
The next three sessions (7, 8 & 9) won without the need of MMMR's.
I needed 1 MMMR to win the 10th session.
I needed 1 MMMR to win the 11th session.
The next four sessions (12, 13, 14 & 15) won without the need of MMMR's.
I needed 2 MMMR's to win the 16th session.
I needed 1 MMMR to win the 17th session.
The next two sessions (18 & 19) won without the need of MMMR's.
I needed 4 MMMR's to win the 20th session.

So, for a "profit" of $2000 I would have needed to use a total of 17 MMMR's.

I get 3 free MMMR's every month so would have had to buy a further 14 to win my $2000.

14 MMMR's @ $75 each = $1050.

$2000 - $1050 = $950 actual profit.

The sessions took about four hours to play = $237.50 per hour won.

If I take into account my 3 "free" MMMR's and valued them at $75 each ($225) that would make my total profit $775. ($193.75 per hour)

If I had to pay for all the MMMR's for each session as I played it here is the result:

Session:

1) 2 MMMR's ($150) to win $100 = $50 loss
2) 1 MMMR ($75) to win $100 = $25 win
3) Win $100
4) Win $100
5) 2 MMMR's ($150) to win $100 = $50 loss
6) 3 MMMr's ($225) to win $100 = $125 loss
7) Win $100
Win $100
9) Win $100
10) 1 MMMR ($75) to win $100 = $25 win
11) 1 MMMR ($75) to win $100 = $25 win
12) Win $100
13) Win $100
14) Win $100
15) Win $100
16) 2 MMMR's ($150) to win $100 = $50 loss
17) 1 MMMR ($75) to win $100 = $25 win
18) Win $100
19) Win $100
20) 4 MMMR's ($300) to win $100 = $200 loss

As you can all see, I had mixed results. Some sessions good - Some not so good and a couple pretty bad!

Bear in mind that, in my opinion, the total outcome is more important than individual sessions. I have also had 8 x 100 unit wins, one after the other, without needing MMMR's on another session I played. This post shows just the last 20 sessions. I am sure the next 20 would tell a completely different story.

Using A Blog To Promote Your Business

Using a blog to promote your wellness business is a very effective marketing tool. What is great about using blogs is that you can promote your wellness business absolutely free. There are many places on the Internet that you can set up a blog without it costing you a single penny. With a new home business it is important to maximize promotion without spending all your profits on advertising and marketing. Using a blog is one of the methods that you can use to promote your wellness business without it emptying your business budget.

You do not have to be a computer wiz, internet wiz or programmer to set up an attractive blog. There are many places on the Internet that have blogs already set up for you. All that you have to do is create a free account, select the name for you blog and start making blog posts. It’s literally that simple without requiring that you know how to program or pay any type of membership fees or hosting fees. This is why blogging is ideal for promotion because it’s so simple to do.

Once you have your blog selected and your account created, it is time to name your blog. When selecting a name choose something that fits both the wellness industry and compliments the types of products that you will be promoting for your wellness business. For example, if you sell weight loss products you could name your blog something such as Skinny Tips. This would let others know the general theme of the blog.

The blog setup will ask you to create a description for you blog. Take the time to write out several descriptions until you have just the perfect one. The description that you post on the blog will often be what is used when search engines pick up your blog and list it in the pages. For the example of the skinny tips blog you could do a description such as helpful tips and information for weight loss. The description then further explains your blog so that more people are likely to read your posts because they will know what the blog is going to be about before they start reading.

What should you write about for your blog? One of the top things to write about is the general topic of the blog. Blogs with a lot of different topics can get confusing to readers. They are successful but the purpose of this type of business blog is to promote your wellness home business. If for example you had the Skinny Tips blog, you could write short pieces about losing weight, eating well and exercising. You can even write reviews for the different products that you are promoting. In the reviews, you can link directly to the product to encourage visitors to visit your main wellness small home business Internet site.

The primary purpose of blogs is to provide information. Providing a great deal of information is the key to a successful blog for business. You get people that would not normally visit a wellness product site to come and read your blog. After reading your blog on a regular basis, visitors will naturally go and visit your business site. Use the blog as a portal to get traffic to your website and not as a big advertisement. People will stay and read the information if it is informative and entertaining.

Driving Traffic To Your New Web Store

Driving traffic to your new web store is an important feature to success for your new small home business. Starting a web store is made virtually easy on the Internet with so many companies offering affiliations and free web stores to promote their specific products. In order to drive traffic to your new web store it is important to have a good product or set of products. One of the fastest growing industries is the wellness industry. When you set up your new web store, make certain that it is wellness industry based.

One trick to drive traffic to your new web store is through your email signature. Your email signature is a powerful tool. Friends and family naturally forward humor and other helpful links to their friends and co-workers.These in turn forward it to a few people that they know. It snowballs into one email being sent to virtually hundreds of people in a very quick amount of time. All you had to do was send the original non-spam email. Go through your email host and account to find the selection for email signature. On the signature put a friendly little note and click here link that goes directly to new web store. You will be amazed at how many people will now know that you’re on the Internet and visit your site.

Post flyers in your community. You can post simple flyers that have your new web store address and cute message on it. Many people will visit out of curiosity. Just check with local business owners before putting flyers on others autos. You don’t want to make anyone mad with your advertising. You can also check with store owners, community centers, libraries, colleges and even religious facilities about posting a small flyer about your new web store. Many will not mind a bit and you can often do this for free.

Have a bumper sticker made with your new web store information. Put this on the back of your car bumper. Ask friends and families if you can have one made for their cars as well. If people are worried about glue or permanence, you can have customized magnetic bumper stickers made that are temporary. This will keep cars from having permanent stickers or getting glue damage to make it more likely that others will be willing to have one placed on their car. Cars are a terrific way to advertise your new web store to others. Many people will memorize or write down the web address to visit out of curiosity. Once you have the traffic there, your products will virtually sell themselves.

Join a manual surf program. These programs give you traffic credits based on the number of sites that you manually surf. There are many times that people are reading the pages that they are surfing. The next thing you know, they’ve seen your new web store several times and end up visiting again out of curiosity or because they have an interest in your wellness products. For either reason, you are driving traffic to your site that is real people that naturally want to know what it is that your new web store has to offer.

by: Zachary Thompson

Promoting your Bar or Nightclub thru Myspace

Many people believe that Myspace is nothing more than a place to meet friends and interact with people on the Internet from all over the world in a social manner. However, what you may not know is that Myspace can be a great place for businesses as well. Business owners, entrepreneurs, musicians, and those in the entertainment business are using Myspace each and every day to promote themselves, their services, and their products.

For nightclub or bar owners Myspace can be a great way to promote your specials, events, or even your establishment itself. You see nearly every household in the world today has a computer or at the very least access to a computer. Myspace has thousands, upon thousands, of visitors each day. Just think what those people could do for your business.

How can you use Myspace to promote your nightclub or bar? Well, it is simple really. Let’s say you are having a party to celebrate a holiday such as Halloween or New Years you could use your Myspace profile to basically advertise all aspects of your party. For example, if you were going to have costume judging and prizes, you would place all the information right there on your profile. You would want to include any specials going on that night, as well as if there is a cover charge and hours as well.

Myspace can also be great for promoting bands and DJ’s as well. You could make it a habit of posting all weekly live entertainment right on your Myspace profile. If you have karaoke each week or more often, you could include a calendar. This will allow any person visiting your profile to know exactly what is going on at any given day of the week.

If you offer pool leagues, darts, special sports related activities, and specials on drinks this is a great way to get your business noticed and gives your customers, as well as future customers the best possible information about your business. It is a well-known fact that most people opt to search online for information as opposed to picking up the telephone and contacting a business. You do not need a website, just a Myspace profile.

Now you are probably wondering how exactly can I reach the people I want for my nightclub or bar? That is a very good question. Myspace is a world wide social network, therefore, targeting the whole world is really not necessary, especially if your business is located in Bloomington, Illinois. Would people in Texas come to your establishment? Likely not, unless they were visiting the area on business or to see family members. It is entirely possible with it being the home of State Farm; however, you cannot count on that.

What you really need is to target your specific audience. A program like MyFriendBuilder is the answer to all your problems and needs. You see, Myspace allows you to search for people in a defined range, such as gender, age, and location. You could make “friends” and invite people to add you as well in your specified audience. It could take literally years to go through all of the people in your area and on Myspace. MyFriendBuilder makes it easy to find your audience and make them aware of your nightclub or bar.

The key to promoting your nightclub or bar is promoting your profile to people within your area and targeted audience. For example, using the Bloomington, Illinois instance as above, MyFriendBuilder can allow you to find and promote your profile to people in your area just as you define in the program. Using the program, you could search for people that are within fifty miles of Bloomington and invite them to become your friend. This means not only Bloomington members will check you out but even those within fifty miles of the city.

You could also specify a certain age group. The bar crowd is typically between 21 and 31 years of age, you could make this a definition as well with MyFriendBuilder. The entire goal is to promote your business, with a local business such as a nightclub or bar, it is necessary to promote only to people within your area that is likely to visit. This program takes the guesswork out of finding friends on Myspace.

http://www.MyFriendBuilder.com also saves you a great deal of time. Everything is automatic, so you will not have to take hours upon hours to search through every profile and then inviting them as friends, do it automatically. Soon, you will have so many friends, you will find that your bar or nightclub is constantly packed. Once you have built your friends list, you will have the ability to send bulletins out to those on your list, promoting your events. Now all you have to do is sit back and enjoy the ride.

by: Sean Derfield